“We understand that we reach our goals by helping others reach theirs.”

At South Pacific Financial Corporation (SPFC), we believe that strong professional relationships are rooted in stronger personal relationships.

As a leading full service mortgage banker, we understand that the success of our business depends on the trust we receive from our customers. To earn that trust, we’ve spent more than 30 years developing an industry reputation as a consistent, life-long resource for our clients. Our support extends long after you’ve signed the loan documents — because so does your business.

Trust has been the cornerstone of our operating philosophy since 1982, when Tim Cahill founded SPFC to serve his friends and neighbors in Southern California. Today that network of friends and neighbors extends as far Arizona, Colorado, Idaho, Oregon, Minnesota, Nevada, Texas and Washington.

We mean it when we call ourselves your neighbor. As a direct lender, our loans are underwritten by local, experienced underwriters with an average of 15 years of industry experience. They are not merely experts in Conventional, Jumbo, FHA, VA, and USDA mortgages, as well as various bond programs (including CalHFA and CHF access), but they’re also students of the mortgage lending industry who are eager to learn and expand their knowledge bases.

Under the leadership of CEO John Johnston, SPFC has continued its tradition of steady, responsible growth. John believes passionately that a good company is made up of good people. That simple philosophy has guided him as he has helped SPFC acquire an exceptional pool of talent across all business units.

SPFC has managed to couple a visionary, entrepreneurial style with value based business principles, enabling SPFC to serve its clients second to none. If you are looking for a company where you can build your career, surround yourself with quality people, and do what is just, right, and fair, South Pacific Financial is it. If you would like to be a member of this team, please contact us.

01dc83d5 e34a 498e 844f d0825e577254 8b7646b4 243e 4565 a457 9ad9daf89256 49b68d51 e31f 4961 8ca4 0eafee5f5ab2 0fdd0340 4e57 4448 bd2c 17781ad1d9a4 59ece139 def9 405c abcf a3b364e8f471 b1b01991 0d14 44b8 8296 9709c9466053 5dfdaa1c dbf5 4cd3 923e b8aa9d79edda 482d8f4c ccd3 4c8e 9721 a2bb8a81c5ef 0e6977f8 375b 4054 9dad b79ce09cf814 f24a69a7 89c9 45d9 95d8 409b658a41fb 6c884e8c 012e 42ba b585 39b3b07019fe 699a231a 6f11 41bf b265 09f29af6ef0c 65e87dae 4dd1 484f 9f3a 2605987a0232 3676e03a 256e 431a 8a30 6b0c8ccda609 9ba4c70f 7787 4df6 91a8 f2f077221842 19a3c6e5 ea5f 45d3 946c 655e8590ed71 d25f7040 a17f 4361 944b 627089480dbe 55e28fdb 2668 4790 b487 afdf755897b5 7ffac9ae 81da 4ffd 95ce 1a6f2cd7dae3 adf24def b1be 4fcf 9c14 cd34628b0af9 d550c115 bb72 4ab4 be61 1f9b1a1110eb 0a324fe6 e937 4300 9c49 95857a5c7bb1 8001a06c b157 49b6 a0a6 425dc96a3ce3