“We understand that we reach our goals by helping others reach theirs.”

At South Pacific Financial Corporation (SPFC), we believe that strong professional relationships are rooted in stronger personal relationships.

As a leading full service mortgage banker, we understand that the success of our business depends on the trust we receive from our customers. To earn that trust, we’ve spent more than 30 years developing an industry reputation as a consistent, life-long resource for our clients. Our support extends long after you’ve signed the loan documents — because so does your business.

Trust has been the cornerstone of our operating philosophy since 1982, when Tim Cahill founded SPFC to serve his friends and neighbors in Southern California. Today that network of friends and neighbors extends as far Arizona, Colorado, Idaho, Oregon, Minnesota, Nevada, Texas and Washington.

We mean it when we call ourselves your neighbor. As a direct lender, our loans are underwritten by local, experienced underwriters with an average of 15 years of industry experience. They are not merely experts in Conventional, Jumbo, FHA, VA, and USDA mortgages, as well as various bond programs (including CalHFA and CHF access), but they’re also students of the mortgage lending industry who are eager to learn and expand their knowledge bases.

Under the leadership of CEO John Johnston, SPFC has continued its tradition of steady, responsible growth. John believes passionately that a good company is made up of good people. That simple philosophy has guided him as he has helped SPFC acquire an exceptional pool of talent across all business units.

SPFC has managed to couple a visionary, entrepreneurial style with value based business principles, enabling SPFC to serve its clients second to none. If you are looking for a company where you can build your career, surround yourself with quality people, and do what is just, right, and fair, South Pacific Financial is it. If you would like to be a member of this team, please contact us.

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