With housing prices appreciating at levels that far exceed historical norms, some are fearful that the market is heading for another bubble. To alleviate that fear, we just need to look back at the reasons that caused the bubble ten years ago.

Last decade, demand for housing was artificially propped up because mortgage lending standard [...]

Read More


Owning a home has great financial benefits, yet many continue renting! Today, let’s look at the financial reasons why owning a home of your own has been a part of the American Dream for as long as America has existed.

Zillow recently 

Read More


According to the latest report from the US Census Bureau, more Americans chose purchasing a home over signing a lease to rent in the first quarter of 2017. This marks the first time since 2006 that the number of new homeowner househ [...]

Read More


According to a recent survey conducted by Genworth Financial Inc. at the Annual Mortgage Bankers’ Association Secondary Ma [...]

Read More


To start the year, housing experts all agreed on one thing: 2017 was going to be the year we would see mortgage interest rates begin to rise. After years of historically low rates, and an improving economy, the question wasn’t if they would increase but instead how much they would increase. Some thought we could [...]

Read More


According to a recent report by Trulia“buying is cheaper than renting in 100 of the largest metro areas by an average of 33.1%.” The report may have som [...]

Read More


In a blog post published last Friday, CNBC’s Diana Olnick reported on the latest results of the FAU Buy vs. Rent Index. The index examines the entire US housing market and then isolates 23 major markets for comparison. The researchers at FAU use a “‘horse race’ comparison between an in [...]

Read More


The updated numbers actually show that the range is an average of 3.5% less expensive in San Jose (CA), all the way up to 50.1% less expensive in Baton Rouge (LA), and 33.1% nationwide!

Other interesting findings in the report include:

  • Interest rates have remained low and, even though home prices ha [...]
    Read More


In Realtor.com’s recent article, “Home Buyers’ Top Mortgage Fears: Which One Scares You?” they mention that “46% of potential home buyers fear they won’t qualify for a mortgage to the point that they don’t eve [...]

Read More


We previously reported how a shortage of inventory in the starter and trade-up home markets is driving prices up and causing bidding wars, creating a true selle [...]

Read More


Interest rates have hovered around 4% for the majority of 2017, which has given many buyers relief from rising home prices and has helped with affordability. Experts predict that rates will increase by the end of 2017 and will be about three-quarters of a percentage point higher, at 4.5%, by the end of 2018.

Last week’s Freddi [...]

Read More


According to Freddie Mac’s latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 3.96%, which is still near record lows in comparison to recent history!

The interest ra [...]

Read More


Recently, Freddie Mac reported on the benefits of homeownership. According to their report, here are the five benefits that “should be at the top of everyone’s list.”

  1. H [...]
    Read More


According to the National Association of Realtors®’ 2017 National Housing Pulse Survey84% of Americans now believe that purchasing a home is a good financial decision. This is the highest perce [...]

Read More


As a seller, you will be most concerned about ‘short term price’ – where home values are headed over the next six months. As a buyer, you must be concerned not about price but instead about the ‘long term cost’ of the home.

The Mortgage Bankers Association (MBA), the National Association of Realtors

Read More


CoreLogic released their most current Home Price Index last week. In the report, they revealed home appreciation in three categories: percentage appreciation over the last year, over the last month [...]

Read More


We all realize that the best time to sell anything is when demand is high and the supply of that item is limited. The last two major reports issued by the National Association of Realtors (NAR) revealed information that suggests that now is a great time to sell your house.

Let’s look at the data covered by the latest [...]

Read More


The monthly mortgage payment on a home is determined by two elements: the price of the house and the interest rate you pay on your mortgage. Recently released reports are revealing that the experts expect both elements to increase in 2016.

HOME PRICES

CoreLogic has projected a nationwide 5.2% [...]

Read More


Last week, an article in the Washington Post discussed a new ‘threat’ homebuyers will soon be facing: higher mortgage rates. The arti [...]

Read More


There are some people that have not purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage – either your mortgage or your landlord’s.

As The Joint Center for Housing Studies at Harvard Uni [...]

Read More


a332bd9f aa58 474c ba5b 74793c1622ff fffb6d1b 2794 4aca 8864 312296c61355 76df7b32 dee2 457b 923c a4cdc51259f7 0aae9b00 3fa7 4f55 bd6f 937322a87c81 08548cb2 117c 474c 94be bb4f77f6f22a d5f6071a 382f 4b48 bd6b 17d45c1b4927 484e3b95 5141 4266 974a 033718aebc1d 76656bec ab16 455c a96b bfc8815f5d8e 94fe82bb a2d0 4392 89ad a4f6dcfadc60 925ef0d7 804d 4269 b1cd aa5fadfb5653 94a8744f b59e 4d3b 8b09 a4f62eac7c60 5fc7ca28 e5d0 4fab 82da ae4732a2dbde 4f2f5057 f419 4675 b3f3 9a698e9ff0fd 617074df f1a8 4452 bf2e a28a35d73bc8 c1508c80 8da6 4de1 8fa6 1b0605c38f9a 83f89f82 5477 40b6 9148 3570217e31b9 90280c2e 2427 416d bf5a 8c74ffee0661 7f915682 7b33 4847 816d 39967a037f58 9f409763 f720 4963 a9c6 9ced6f43a1d0 4f391cf6 3aed 480c 88a2 6fea933e5ddf deb7f971 5787 4ba6 852b d5c19ee6fa8e 8660c93f c668 4515 bdca 7979c5376d43 632f5d7f 136a 47c9 a0ae 9e957747cf04

64082ff2 6344 4cdd 926d f0f1f812ca87 44a4c74f adbc 4760 843d 839be47010f3 65e105b1 9f0b 4a57 88d1 0cd6a8c5c00b 0cd938e1 f052 4ae2 87ab 1187d15687c9 17a21725 9419 4b74 841c 954c87957c7f 0f31b1d6 fb67 405f bacb d26e62353cd9 6e43388b fcdd 45f3 a750 42a64e832308 47ba5d50 40b8 43f6 a1cb f16f15f20014 472880e4 8fc2 4991 94bc 7ef45d0d3e21 cd3fb669 8879 41c1 8d0a 1edef4a3c7f7 2b3771fd 844e 4de7 bbbb 2e88e18710bb db39ee54 dc94 4a79 92ae 891d861b95dd f63ac985 ffbf 4c52 a5cf 1716b426802f 73f1af73 dbc8 4724 89a6 062cd10a388d 88bd5875 22ca 4a22 8b2c 5067ded26e60 69e3d274 c6d7 4f40 a883 55e4cb9fc951 1d703bb8 c1df 4af7 8915 6558dbb94659 b2555f0f d1e5 4816 ae30 54b3a8d02451 809aeff8 5389 444d 86f4 93ca12f97966 ae37b8c7 bf10 41ca b8bb e2c9fe1a29ae ed0ec23c e32d 4a6e 8ac0 c7ea8bf10588 ba9801c1 fa8e 4d56 aa0f a5fc4e0d5235 d4b5f8c5 820f 4369 8a4b e569eeadedad